First Horizon sells $4.5B mortgage portfolio at discount
Bank is moving to align its mortgage production more closely with core relationship clients
Disruption can distract brokerage leaders from consumer expectations
Lessons from deregulation, software shifts, wireless competition, and patient consumerism point to a consistent pattern, choice changes behavior
Fannie Mae slashes 2027 mortgage forecast amid higher rates
Refinance activity takes the brunt of the revision
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